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Can't login to the Extranet? - If you've forgotten either your username or password we can help. See the guidance below.

Key features

Our Business Choice product offers a dynamic and competitive way to trade commercial combined cases online, with flexible options so you can design the cover your customers need.

  • Quick decision capability available via Extranet – we'll let you know in seconds whether to proceed based on the trade and postcode
  • Over 2,000 acceptable trades, plus a free format business description option
  • Maximum turnover £5m
  • Suitable for up to 3 locations
  • Maximum combined material damage and business interruption sum insured of £8m
  • Alarm requirements defined at quotation stage
  • Accidental damage as standard
  • Automatic 15% uplift to buildings, contents and gross profit/gross revenue sum insured
  • Automatic seasonal increase of 25%
  • Premiums from £250 net of commission and IPT

Flexibility

  • Optional subsidence cover
  • USA cover available for certain trades
  • Work away cover up to £250,000 wage roll including heat*

*Limit of indemnity for public and product liability is restricted to £2,000,000 if heat work away &/or USA/Canada is selected.


Policy documents

 

 

Covers at a glance

Standard cover Maximum limits
Standard cover

Property damage

 Maximum limits

£5,000,000 per location including contents, stock and buildings
Standard cover

Equipment (including computer breakdown)

 Maximum limits

£5,000,000

Optional covers

Optional cover Maximum limits
Optional cover

Business Interruption

 Maximum limits

£3,000,000 across all locations
Optional cover

Increase in cost of working option

 Maximum limits

£500,000
Optional cover

Public and products liability

 Maximum limits

£5,000,000
Optional cover

Employers liability

 Maximum limits

£10,000,000
Optional cover

Goods in transit
Own vehicles
Sendings

 Maximum limits


£50,000 per vehicle
£50,000 consignment limit
Optional cover

Money and personal assault

 Maximum limits

£10,000 safe/transit
Optional cover

Specified all risks

 Maximum limits

£50,000/£5,000 any one item
Optional cover

Terrorism

 Maximum limits

Up to sums insured
Optional cover

Theft by employee

 Maximum limits

£250,000
Optional cover

Personal accident

 Maximum limits

£50,000 capital benefit
Optional cover

Legal expenses

 Maximum limits

£100,000 any one claim
£1,000,000 any one period of insurance

FAQs about our Business Choice Insurance

Here are some common questions we see from brokers. If you can't find what you're looking for here, please get in touch.

Through which platforms can I trade Business Choice

Extranet Acturis PowerPlace SSP Applied
Extranet

Yes

 Acturis

Yes

 PowerPlace

No

 SSP

No

 Applied

No

Can I amend my client's renewal date?

eTrade policies are set to run for 12 months, and therefore the end term dates can't be amended.

Register for Connect Extranet

Key reasons to register:

  • Ability to quote and buy
  • Instant access to policy documentation
  • Full management and adjustment of existing policies
  • Simple steps to flex-commissions
Register

Get in touch today

Our dedicated Underwriting team are on hand to answer any questions you have and provide a fast response to referrals, so let us know how we can help.

0800 051 8001
Email us

Can't login to the Extranet?

If you know your Username, but have forgotten your password, you can use the password reset option. Enter your Username details (note, this is not your email address) and click 'Forgotten your password' on the log on page.

If you've forgotten your Username, you can click 'Forgotten your User ID'. Enter your email address and if our records match, your Username will be emailed to you.

If you're still experiencing problems accessing the system, please call our Agency team 01253 683122.